| Savings |
| Name | Rate | APY* | Effective Date |
| Regular Savings |
0.25% |
0.25 |
11/01/2008 |
| Secondary Savings |
0.25% |
0.25 |
11/01/2008 |
| Christmas Club |
0.25% |
0.25 |
11/01/2008 |
| Money Market Account - Minimum $2,500 |
1.49% |
1.50 |
12/01/2008 |
| Money Market Account - $20,000 - $74,999 |
1.74% |
1.75 |
12/01/2008 |
| Money Market Account - $75,000 and Over |
2.47% |
2.50 |
12/01/2008 |
| Rates and terms subject to change without notice. Please contact TFCU for the latest rates. |
| APY * = Annual Percentage Yield |
| Certificates |
| Name | Rate | APY* | Term | Effective Date |
| 6 Month Certificate - Minimum $1,000 |
3.40% |
3.43 |
6 Months |
11/10/2008 |
| 1 Year Certificate - Minimum $1,000 |
3.60% |
3.60 |
12 Months |
11/10/2008 |
| 2 Year Certificate - Minimum $1,000 |
4.10% |
4.10 |
24 Months |
11/10/2008 |
| Individual Retirement Account (IRA) |
1.00% |
1.00 |
N/A |
07/01/2005 |
| Rates and terms subject to change without notice. Please contact TFCU for the latest rates. |
| APY * = Annual Percentage Yield |
| Share Certificates receive dividends at maturity. Early Withdrawl Penalty for Certificates will result in the forfeiture of all dividends earned since last maturity date. |