Loan Rates
Trenton Federal Credit Union offers some of the most competitive loan rates in the area!
| *Annual percentage rate (APR) is subject to change. APR is subject to credit score. APR begins at 2.95% for 48-month term. APR for a 60-month term is 3.95%. APR for a 72-month term is 4.95%. Automobiles must be 2008 or newer model year. APR is subject to terms and conditions. Call 866-661-TFCU. |
Vehicle and Motorcycle Loans
Recreational Vehicle Loans
Personal Loans
Visa Credit Cards
Home Loans
| Vehicle and Motorcycle Loans |
| Effective Date: 02/09/2010 |
| Year | APR* | Term |
| 2008 - 2010 |
5.00% |
48 Months |
| 2008 - 2010 |
5.25% |
60 Months |
| 2008 - 2010 |
6.00% |
72 Months |
| 2005 - 2007 |
5.25% |
36 Months |
| 2005 - 2007 |
5.50% |
48 Months |
| 2005 - 2007 |
6.00% |
60 Months |
| 2002 - 2004 |
5.75% |
36 Months |
| 2002 - 2004 |
6.25% |
48 Months |
| 2002 - 2004 |
7.00% |
60 Months |
| 2000 - 2001 |
7.00% |
36 Months |
| 2000 - 2001 |
7.50% |
48 Months |
| 2000 - 2001 |
8.25% |
60 Months |
| 1999 & Older |
8.00% |
36 Months |
| 1999 & Older |
8.50% |
48 Months |
| 1999 & Older |
9.00% |
60 Months |
| All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact TFCU for the latest rates. Some restrictions may apply. |
| APR * = Annual Percentage Rate |
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| Recreational Vehicles |
| Effective Date: 02/09/2010 |
| Year | APR* | Term | Amount |
| 2007 - 2010 |
6.75% |
60 Months |
Under $20,000 |
| 2007 - 2010 |
7.00% |
84 Months |
Under $20,000 |
| 2007 - 2010 |
7.75% |
124 Months |
Over $20,000 |
| 2003 - 2006 |
7.50% |
60 Months |
Under $20,000 |
| 2003 - 2006 |
7.75% |
84 Months |
Under $20,000 |
| 2003 - 2006 |
8.50% |
124 Months |
Over $20,000 |
| 2002 & Older |
8.25% |
60 Months |
Under $20,000 |
| 2002 & Older |
9.00% |
84 Months |
$20,000-$50,000 |
| 2002 & Older |
10.00% |
120 Months |
Over $50,000 |
| All rates featured are listed "as low as" and are subject to credit approval and credit score. Rates and terms are subject to change without notice. Please contact TFCU for the lastest rates. Some restrictions may apply. |
| APR * = Annual Percentage Rate |
| New boats and homes require 10% down. |
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| Personal Loans |
| Effective Date: 02/09/2010 |
| Name | APR* | Term |
| Signature Loans |
13.40% |
36 Months |
| Share Secured |
7.00% |
120 Months |
| Revolving Line of Credit |
12.00% |
54 Months |
| Overdraft Protection |
12.00% |
60 Months |
| Debt Consolidation |
9.49% |
60 Months |
| All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact TFCU for the latest rates. Some restrictions may apply. |
| APR * = Annual Percentage Rate |
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| Visa Credit Cards |
| Effective Date: 02/09/2010 |
| Name | APR* | Effective Date |
| Classic VISA |
12.90% |
10/01/2005 |
| Merit VISA |
9.90% |
10/01/2005 |
| All rates featured are listed ''as low as'' and subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact TFCU for the latest rates. Some restrictions may apply. |
| APR * = Annual Percentage Rate |
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| Home Loans |
| Effective Date: 02/09/2010 |
| Name | APR* | Term |
| Home Equity Variable |
5.50% |
180 Months |
| Closed End Home Equity |
6.50% |
180 Months |
| All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact TFCU for the latest rates. Some restrictions may apply. |
| APR * = Annual Percentage Rate |
| Up to 85% Loan to Value. |
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